bad credit mortgage Loans: Home Loans With Poor Credit – Bad Credit Mortgages . The bad credit mortgage is often called a sub-prime mortgage and is offered to homebuyers with low credit ratings. Due to the low credit rating, conventional mortgages are not offered because the lender sees this as the homebuyer having a larger-than-average risk of not following through with the terms of the loan.
How to get a mortgage with poor or bad credit – Bankrate.com – You still might qualify for a home loan.. How does bad credit affect a home loan application?. Bankrate is compensated in exchange for featured placement of sponsored products and services.