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Are current mortgage rules too strict? No – If that happens again, it will be highly indebted first-time home buyers who lose the most. And without the stress test to reign in mortgage underwriting, some of them would have debt of over 4.5.
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In this article: Special mortgages exist for people with disabilities, and for parents buying a home for a disabled child. In addition, there are mortgage programs for able-bodied people who live.
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