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is it easier to refinance than purchase

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The Difference Between Purchase and Refinance Mortgages – For example, if interest rates are lower today than they were when you obtained your original loan, you might refinance to take advantage of the lower rate. (In fact, this is one of the most common reasons to refinance a purchase mortgage today.) But there are other reasons to refinance your mortgage as well. Here are just a few:

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Why are refinance mortgage rates higher than mortgage rates. – Whether purchase-money rates or refinance rates are higher than the other depends on a lot of factors, not the least of which is how competitive a lender wishes to be in one space versus the other. There are times when refinance rates are below purchase rates and vice-versa. Consider a store full of customers.

Refinancing vs. Home Equity Loan: The Main Differences – There are two types of "refis": a rate and term refinance, and a cash-out loan.A rate/term refi doesn’t involve any money changing hands, other than costs associated with closing and funds.

Should I Refinance My Mortgage or Sell-What's the Better Deal? – Since refinancing and buying a new home (after selling) both involve getting a new mortgage, in each case. This is easier said than done.

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Refinance Vs. Home Equity Loans – Bankrate.com – Refinancing with a home equity loan "If you’re only going to be in the house for two or three years, then a home equity refinance is better if you can afford a 15-year payment," says Mike.

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Why Are Refinancing Rates Higher Than Mortgage Rates? – Question: Why are refinancing rates higher than mortgage rates? Answer: All things being equal, re-finance and purchase rates are the same. But in a re-finance boom with interest rates at an all-time low, as we have now, two things tend to happen: 1) Refinance volume dramatically increases.

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