8 Tips on How to Refinance Your Mortgage with Bad Credit – FHA loans don’t qualify and you can’t have already refinanced using Making Home Affordable Refinance Program (Harp 2’s predecessor). FHA Refinancing. You can also refinance with an FHA loan, regardless of whether or not your current mortgage is an FHA loan. There are two options: a cash-out refinance and a streamline refinance.
Qualifications For Fha Mortgage Loans HUD.gov / U.S. Department of Housing and Urban Development (HUD) – FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your lender can offer you a better deal.