Commercial Mortgage

Bankrate Mortgage Affordability Calculator

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Affordability Calculator. Estimate the home price you can afford by inputting your monthly income, expenses and specified mortgage rate. Adjust the loan terms from 15-, 20- and 30-year mortgages and see your estimated home price, loan amount, down payment and monthly payments change.

Use this mortgage affordability calculator to estimate how much house you can afford. Enter your annual income and monthly expenses to estimate the mortgage amount that fits your budget. Note: This home affordability calculator assumes a 20% down payment for conforming fixed-rate loans.

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This formula can help you crunch the numbers to see how much house you can afford. Using’s tool to calculate your mortgage payments can take the work out of it for you and help you.

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How to Calculate How Much You Can Afford for a Mortgage. Do not. Calculator; Check stubs; Monthly bill; Expense records. Bankrate: Mortgage Calculators.

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Try our easy-to-use refinance calculator and see if you could save by refinancing. Estimate your new monthly mortgage payment, savings and breakeven point.

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Use Bankrate’s mortgage calculators to compare mortgage payments, home equity loans and ARM loans. The mortgage calculator offers an amortization schedule.. Compare Mortgage Rates