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Fed Interest Rates Mortgage Where To Get Best Mortgage Rates 10 Yr Mortgage Rates Today Low Interest Rates For Mortgages Top 10 First Time Buyer Mortgages – Compare Best Rates. – For example, if a mortgage has an LTV of 95%, you will need a 5% deposit. On a £150,000 property, this would mean a deposit of £7,500 and a mortgage for £142,500. You can find 95% mortgages for first time buyers from a wide range of lenders in this comparison.